ChoiceBenefits.ai • Funding + coverage + care access
THE CHOICEBENEFITS CARE LAYER

Coverage is one layer.
Care is another.

Some employers may want a CHOICE Arrangement plus direct primary care. Others may want virtual primary care around Group, level-funded or individual coverage. ChoiceBenefits uses the employer’s workforce, geography, funding options and available intelligence to configure the layers that fit.

INTELLIGENCE CREATES THE RECIPE

Start with the population. Configure the benefits around it.

JANET and the ChoiceBenefits intelligence process organize the available signals, compare viable funding paths and surface where a care-access layer deserves evaluation. The employer, broker and licensed partners make the final decisions.

01

Understand

Census, geography, age, renewal, contribution strategy and available population signals.

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02

Compare

Group, level-funded, self-funded and ICHRA / CHOICE funding paths.

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03

Layer care

Evaluate direct primary care, virtual primary care, urgent care and related access support.

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04

Launch

Administration, documents, payments, enrollment and employee communication.

CARE ACCESS OPTIONS

Three brands to evaluate today.

Availability, service area, pricing, eligibility and integration are confirmed for each employer before recommendation or enrollment.

IN-PERSON + MEMBERSHIP CARE

Hy-Vee Health Exemplar Care

Evaluate direct primary care and urgent-care access for employers and employees in available clinic markets.

  • Direct primary care membership
  • Local clinic access where available
  • Fit depends on employee geography
Review Exemplar Care →
VIRTUAL CARE

First Stop Health

Evaluate virtual primary care, urgent care, mental health and connected virtual-care services for distributed workforces.

  • Virtual primary care
  • Urgent and mental-health options
  • Employer-sponsored access model
Review First Stop Health →
DIRECT + ADVANCED PRIMARY CARE

KerixHealth

Evaluate direct primary care, advanced primary care and virtual-first access based on employer locations and workforce needs.

  • Direct primary care
  • Virtual-first care option
  • Care coordination and navigation
Review KerixHealth →
NOT ONE DEFAULT BUNDLE

Build the path the employer actually needs.

CHOICE + DPCIndividual medical coverage plus a direct primary care membership where available.
CHOICE + Virtual CareIndividual coverage with a virtual access layer for geographically distributed teams.
Group + Care LayerKeep the group plan and add direct or virtual primary care to improve access.
Class-Based StrategyEvaluate different permitted approaches by employee class, with compliance review.
What the CHOICE direction means

CHOICE Arrangements are the current federal name for ICHRA. The care layer is a ChoiceBenefits configuration strategy—not a claim that federal guidance automatically combines or endorses a specific DPC or virtual-care vendor.