A better view of your
small-group options.

Start with the business.

Use the carrier-approved employer situs/rating location. Employee home ZIPs are not substituted for the employer location. Multi-state groups and out-of-area employees require carrier review.

Who are we covering?

Upload CSV or paste rows below. One row per person; repeat the employee’s household ID for dependents. Use IDs, not names. No SSNs, claims or medical history.

Census stays in this page’s memory and is sent household by household to the private rating service and CMS when you run quotes. This release does not save the census or quote cases. Refreshing clears the workspace.

Find the contribution that fits.

Percentage applies to the entire household premium. This is not a separate employee/dependent contribution schedule. Employer contribution is capped at each household’s premium; payroll tax treatment is not modeled.