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ONE CENSUS. EVERY FUNDING PATH.

Find your next benefits plan.

Choose a coverage path. We’ll guide you from there.

01 / INDIVIDUAL CHOICE

ICHRA /
CHOICE

Explore individual coverage with an employer-funded allowance.

Build an ICHRA Quote →
02 / TRADITIONAL GROUP

Small
Group

Compare group health plans and model employer contributions.

Start a Group Quote →
03 / ALTERNATIVE FUNDING

Level-Funded /
Self-Funded

Request a review of funding options for your workforce.

Explore Funding Options →
04 / WORKFORCE SOLUTIONS

PEO /
Workers’ Comp

Review benefits, payroll and workers’ compensation together.

Request a Comparison →

Not sure where to begin? Help me choose the right path →

Plan and rate availability vary by location and year. Group rates are preliminary estimates; level-funded, self-funded and PEO options begin with a review request.

Compare ICHRA and small-group health insurance.

Start with the employer’s location, requested effective date and the people who need coverage. ICHRA quotes model individual-market premiums and employer allowances. Small-group quotes compare matching group plans across the quoted households and show preliminary employer and employee premium costs. Rates and eligibility require carrier verification.

For a useful comparison, use the same workforce and effective date, and account for administration, broker fees and actual participation. An ICHRA allowance and a group-plan contribution are different funding designs; a lower premium alone does not establish the best arrangement.

Considering group coverage for one employee class and ICHRA for another? Explore Group + ICHRA class planning. Proposed classes, contribution terms and affordability need review before implementation. The quote tools remain separate workspaces; they do not automatically transfer a census or activate benefits.

Keep employee details in the protected quoting tools. Do not send Social Security numbers, claims or medical histories through general inquiry forms. If you need a broader comparison, review the available funding paths before choosing a quote.