(303) 903-2054 - Press #1 for live support regarding employer health benefits, health reimbursement arrangements, or ICHRA inquiries.

Choice Benefits
Choice Benefits
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About Choice Benefits
Choice Benefits
Choice Benefits
Benefits Consulting
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ICHRA Platforms
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Ultimate ICHRA Guide
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About Choice Benefits
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  • Choice Benefits
  • Benefits Consulting
    • Choice Benefits Advisors
    • Benefits Marketplace
  • ICHRA Platforms
    • About ICHRA Platforms
    • Compare ICHRA Platforms
  • Ultimate ICHRA Guide
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  • About Choice Benefits
  • Choice Benefits
  • Benefits Consulting
    • Choice Benefits Advisors
    • Benefits Marketplace
  • ICHRA Platforms
    • About ICHRA Platforms
    • Compare ICHRA Platforms
  • Ultimate ICHRA Guide
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  • About Choice Benefits

A Modern Total Rewards Benefits Platform

A Modern Total Rewards Benefits PlatformA Modern Total Rewards Benefits PlatformA Modern Total Rewards Benefits Platform

Choice Benefits combines health coverage, voluntary benefits, and flexible reimbursement strategies in one platform.

Get a Benefits Proposal

The Future of Employee Benefits Starts with Choice

Do you want to offer more Choice?

How Choice Benefits Works

 1. Employers Set a Benefits Budget
Employers provide a defined monthly contribution through ICHRA.

2. Employees Shop the Benefits Marketplace
Employees choose health coverage and voluntary benefits that match their needs.

3. Benefits Are Paid with the Fijoya Card
Employees can pay for eligible benefits using employer-funded contributions.

Shop for Benefits

Employees can shop, enroll, and manage health and voluntary benefits through the Choice Benefits Marketplace. 

Get a Quote

Total Rewards & ICHRA Combined

A Modern Total Rewards Benefits Platform

Choice Benefits helps employers deliver modern Total Rewards benefits by combining health coverage, voluntary benefits, and flexible reimbursement strategies in one platform.

Employees can choose benefits that support their health, financial protection, and lifestyle needs.

What is an ICHRA platform?

What Is an ICHRA Platform?

An Individual Coverage Health Reimbursement Arrangement (ICHRA) allows employers to reimburse employees for individual health insurance and qualified medical expenses using defined contributions.

Choice Benefits provides a modern ICHRA platform that combines benefits administration, a flexible employee benefits marketplace, and integrated payment infrastructure.

Who Choice Benefits Is Designed For

 + Mid-to large employers
+ Brokers and benefits advisors
+ Employers implementing ICHRA strategies 

Mobile Enrollment for Today’s Workforce

More than 60% of benefits enrollments now happen on mobile devices.

The Fijoya app allows employees to enroll, manage benefits, and access payments directly from their phone. 

A Complete Benefits Platform — Now on Mobile

Mobile Benefits App

Employees can manage their benefits through the Fijoya benefits mobile app. 

Download our App

Benefits Consulting + Program Management

ICHRA Strategy and Platform Implementation

 Choice Benefits helps employers implement modern defined-contribution benefits programs using our integrated ICHRA platform and employee benefits marketplace. 

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ICHRA Implementation Support

Implementing an Individual Coverage Health Reimbursement Arrangement requires careful planning across compliance, plan design, and employee education.


Choice Benefits Advisors helps employers with:

• ICHRA implementation strategy
• contribution modeling
• compliance documentation
• vendor and platform evaluation
• employee enrollment support


This ensures employers launch successful and compliant ICHRA programs.

Get Started

A Complete ICHRA Benefits Platform

Health Coverage

Defined-Contribution Model

Benefits Marketplace

 Choice Benefits enables employers to offer ICHRA health coverage while giving employees the flexibility to choose the plan that fits their needs. 

Benefits Marketplace

Defined-Contribution Model

Benefits Marketplace

 Employees gain access to hundreds of additional benefits including dental, vision, life insurance, disability coverage, and voluntary benefits. 

Defined-Contribution Model

Defined-Contribution Model

Defined-Contribution Model

 Employers set a monthly benefits budget while employees choose the coverage and benefits that work best for them. 

AI Benefits Navigation

ERISA Wrap Document Support

Defined-Contribution Model

 The platform includes AI-powered tools that help employees understand their options, compare plans, and navigate their benefits. 

Compliance Support

ERISA Wrap Document Support

ERISA Wrap Document Support

 Choice Benefits integrates compliance infrastructure to support ACA reporting, COBRA administration, and regulatory requirements.  (Powered by TASC)

ERISA Wrap Document Support

ERISA Wrap Document Support

ERISA Wrap Document Support

 Many ICHRA vendors provide only basic plan documents.
Choice Benefits supports comprehensive ERISA wrap documentation, helping employers avoid compliance gaps common in the ICHRA market. 

Enrollment Support

Enrollment Support

Enrollment Support

 Employees receive guidance through enrollment meetings, education tools, and ongoing benefits support. 

Enrollment Support

Enrollment Support

Enrollment Support

 Employees receive guidance through enrollment meetings, education tools, and ongoing benefits support. 

A Complete ICHRA Benefits Platform

Choice Benefits combines multiple capabilities that most ICHRA vendors provide separately:

• ICHRA administration
• compliance infrastructure
• AI benefits navigation
• employee benefits marketplace
• enrollment and employee support

Protect Your Health and Your Wallet with Choice Benefits

Built by Benefits Industry Experts

 Choice Benefits was founded by industry leaders with deep expertise in:

• ICHRA strategy
• ERISA compliance
• benefits enrollment
• employee benefits consulting

Find out more

Why Employers Choose Choice Benefits

 Choice Benefits combines capabilities that most ICHRA vendors offer separately:

• Benefits Marketplace – employees shop and choose benefits
• Fijoya Payment Infrastructure – integrated benefits payments
• Compliance & ERISA Wrap Support – stronger regulatory protection

This creates a more complete modern benefits platform.

Health Insurance should not be complicated

Is it time to say goodbye to self-insurance and complicated benefits? Let us take the burden of benefits off your shoulders.

Request for Proposal

 What Makes Choice Benefits Different? Book a demo!

Request for Proposal for Benefits Consulting

Strategic ICHRA Benefits Design

 Choice Benefits Advisors works with employers to design long-term ICHRA strategies that align with Total Rewards goals and benefits budgets.


Our consulting approach helps organizations:

• transition from traditional group plans
• optimize employer contributions
• design multi-class ICHRA programs
• expand employee benefits choice

Get Quote

Compare ICHRA Platforms and Advisors

At Choice Benefits, our mission is to help individuals and families find affordable and comprehensive health insurance coverage that meets their unique needs. We are committed to providing exceptional customer service and support throughout the entire process.

Compare ICHRA Platforms and Advisors

Before choosing an ICHRA administrator, employers should evaluate:

• platform capabilities
• compliance infrastructure
• consulting expertise
• employee enrollment support

Choice Benefits Advisors helps employers evaluate the best ICHRA platforms and benefits strategies for their organization.

Compare ICHRA Platforms

 Choice Benefits is a modern ICHRA platform and employee benefits marketplace designed to help employers deliver flexible Total Rewards benefits while maintaining predictable healthcare costs. 

Contact Us
  • Choice Benefits Advisors
  • About Choice Benefits

Choice Benefits.ai

Insurance Services Provided By: The ICHRA Shop Insurance Agency | Agency NPN: 19498452 | CA License: 0L76669 |

RFP@ICHRA.shop or call us at 303-903-2054 (Press #

Insurance products ICHRA Shop Insurance Agency / TPA TSB

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