Configure traditional group insurance, an ICHRA/CHOICE Arrangement, employee classes and a complete benefits package through one employer-controlled contribution strategy.
Start with a standard benefits configuration. Then add de-identified medical and pharmacy intelligence when the employer wants a deeper view of workforce risk.
Compare traditional group insurance with an ICHRA/CHOICE Arrangement, set employer contributions and add ancillary benefits around the workforce.
For groups starting at five eligible employees, appropriately authorized, de-identified medical and Rx data can reveal high-cost exposure and help test All Group, CHOICE Only or a compliant combination.
Upload the census, add basic group information and set the current benefits budget.
Select which benefits the employer wants to fund and how much to contribute for employees and families.
Scoring helps configure the funding arrangement, identify potential ICHRA carve-outs and establish recommended plan benchmarks.
Employees can shop all available benefits, split family members across plans or enroll the entire family together.
Choose the standard configuration or add Risk Intelligence. Either path produces a clear funding comparison, employer contribution strategy, benefits package and employee shopping experience.
The ICHRA Shop provides the consulting and analysis. ChoiceBenefits.ai turns it into an employer strategy and an employee experience.
Choice Benefits stays with the employer from the first budget comparison through plan documents, employee enrollment, reimbursements and renewal.
Choice Benefits is being built to compare the medical funding strategy first, then connect employees and employers to the carrier options that fit the final design.
ACA individual and family plans available by employee ZIP code, age and effective date.
Traditional and alternative group options evaluated alongside CHOICE—not in a separate conversation.
Benefits that expand the package beyond medical and support the employee’s complete benefits budget.
Carrier, product and plan availability varies by state, employer size, eligibility, ZIP code, rating area and effective date. Listed companies illustrate options that may be evaluated or accessed; inclusion does not guarantee availability or imply carrier sponsorship.
Choice Benefits prepares the connection between the employer’s benefits configuration and its payroll workflow—through an approved API, secure file exchange, SFTP or payroll-ready export.
Set up payroll integration →Compare today’s cost, set employee and family allowances, define classes and build a five-year contribution strategy.
$12 per enrolled employee per month
plus the selected annual service fee.
Use the employer’s enrollment link and allowance to compare medical coverage first, then add available benefits.
Open the marketplaceCompare administrators, preserve the broker relationship and add independent market and implementation support.
Open Broker SupportChoose employee, spouse and dependent contributions, classes and geography.
Configure the plan →Review administration, annual service level and the simplified compliance package.
View transparent pricing →Share the enrollment link for benefits shopping, payment guidance and live help.
See employee enrollment →Model the employer contribution, prepare the plan, invite employees and give every person a straightforward shopping experience with live support when they need it.