Shop • Enroll • Pay • Get Human Help
For employees

Your allowance. Your benefits. Real help.

Use the employer-specific link sent by Choice Benefits to confirm your allowance, compare eligible coverage and enroll with human help available.

1

Open your employer link

Your Choice Benefits invitation connects you to your employer, eligibility, allowance and enrollment deadlines. If you do not have that link, request it below.

Request my employer link
3

Pay or request help

Follow payment-card or reimbursement instructions, or book private enrollment support.

Book a meeting

The public marketplace is a preview. Enrollment must begin from the employer-specific Choice Benefits invitation. Eligibility, payment, substantiation and reimbursement are governed by the employer’s final plan documents and the Choice Benefits administration process.

EMPLOYEE FAMILY TOOLS

One family does not always need one medical plan.

Compare the monthly cost of keeping everyone together with an employee-only plan plus separate coverage for a spouse or dependents.

Check family affordability

Split-Plan Calculator

Illustrative comparison only. Before changing coverage, compare premiums, deductibles, maximum out-of-pocket costs, provider networks, prescriptions, eligibility and possible Marketplace assistance. Children under 18 should remain enrolled with an eligible parent or responsible adult.

FAMILY AFFORDABILITY

Know which family affordability rule applies.

Traditional group coverage uses a family-cost affordability test. ICHRA / CHOICE works differently: the employee’s self-only affordability result generally applies to a spouse or child who is also offered the arrangement. Waiving an affordable ICHRA offer does not restore PTC eligibility.

Family Glitch and subsidy screening

Estimate possible Marketplace assistance only after confirming who was offered coverage and whether the offer is traditional group or ICHRA / CHOICE.

Open the affordability estimator