ChoiceBenefits.ai • Funding intelligence first • Administration second
THE ADMINISTRATION MARKETPLACE

Choose the strategy.
Then choose the administrator.

ChoiceBenefits compares group, level-funded, self-funded and ICHRA / CHOICE paths first. When CHOICE belongs in the answer, we help the broker and employer evaluate the administration partner that fits the case—without forcing every employer onto one platform.

01 / DECIDE

Funding intelligence

Start with the employer, census, geography, renewal and available population signals.

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02 / ORGANIZE

JANET + ChoiceBenefits

Compare the viable paths and organize the questions, assumptions and employee impact.

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03 / IMPLEMENT

Administrator selection

Choose a preferred partner based on the actual case—not the loudest product pitch.

THE CHOICEBENEFITS ECOSYSTEM

One workforce. A complete benefits ecosystem.

Begin with one employer case. ChoiceBenefits compares the funding paths, organizes the available market and assembles medical, ancillary, account and administration partners around the workforce. The employer gets one coordinated strategy without being forced into one carrier or one platform.

CHOICE + FUNDING FOCUSLevel-funded · Self-funded · ICHRAOne census. Compare the employer as a whole and by compliant permitted class. See the 2–125 process →
PREFERRED CARRIERS

Group carrier paths

Quote traditional, level-funded or self-funded options where available.

Angle HealthGravieCIGNA HEALTHCAREANTHEMUnitedHealthcareAetna CVS Health
INDIVIDUAL HEALTH

Local carrier choice

Compare age-, ZIP- and market-specific individual coverage for CHOICE / ICHRA.

Anthem Blue Cross and Blue ShieldAmbetterOscar HealthFlorida BlueDenver Health Medical PlanKaiser PermanenteMolina HealthcareBlue Shield of CaliforniaRegional BCBS plans
DENTAL + VISION + LIFE + ACCOUNTS

Complete the employee package

Wrap the medical strategy with benefits employees can shop, enroll in and use through one guided experience.

Delta DentalVSP Vision CareUnitedHealthOneWashington NationalNCD DentalEthos LifeFidelity HSASaga Health
DIRECT + VIRTUAL CARE

Add access to care—not another insurance card

Layer primary-care access around group or ICHRA / CHOICE coverage when the workforce, geography and employer strategy support it.

Hy-Vee Health Exemplar CareFirst Stop HealthKerixHealth
ADD THE CARE LAYER

Medical coverage is not the same as access to care.

Layer direct primary care or virtual care around Group, level-funded or ICHRA / CHOICE coverage. ChoiceBenefits intelligence helps organize the funding, contribution, geography and available population signals before the employer selects the care path.

Hy-Vee Health Exemplar CareFirst Stop HealthKerixHealthSee the complete care-layer strategy →
HOW CHOICEBENEFITS COMPARES

Your workforce. One independent comparison.

We compare funding, employee costs and implementation needs together—then evaluate the ICHRA administrator that fits your strategy.

01

Compare the funding

Review your current plan and renewal alongside group, level-funded, self-funded and ICHRA options.

02

Measure the employee impact

Model contributions, local plan availability, affordability and employee costs.

03

Evaluate the delivery

Compare total fees, payroll connectivity, enrollment support, payment workflows and service responsibilities.

ICHRA platforms we compare

THE MODULAR CHOICE STACK

Use the best approach from more than one partner.

ChoiceBenefits can coordinate specialized partner capabilities—or a documents-first self-administration path—instead of forcing every employer to buy every function from one company.

01 / STRATEGY

ChoiceBenefits + JANET

Funding comparison, intelligence and contribution design.

02 / MEDICAL

Level, Self or ICHRA

The path that fits the employer or permitted class.

03 / ADMINISTRATION

Partner or self-administered

Select a preferred TPA or retain the work internally with the correct documents.

04 / EXPERIENCE

Shopping + enrollment

The approved employee experience that fits the workforce.

05 / OPERATIONS

Documents + payments

Compliance, payroll and payment services around the arrangement.

One employer experience. Multiple specialized paths.ChoiceBenefits documents the handoffs so the model stays connected.