Select a path. The questions, required information and next step will change around that decision.
ICHRA QUOTE PATH
Build a defined-contribution medical strategy
02
Employer information
Tell us about the group once. The same census powers every selected comparison.
03
Configure the funding strategy
Set the starting assumptions. The paid analysis recommends the final arrangement, permitted classes, contributions and plan benchmarks.
Your completed configuration can include
Group vs. ICHRA economicsClass and geographic carve-outsAge-based contributionsPlan benchmarksStop-loss recommendationsEmployee shopping path
Funding design: Contributions may vary by permitted employee class, family status, age and geography, subject to applicable rules and final compliance review.
04
Add the census, plan data and intelligence
Prepare both sides of the comparison. Files are reviewed locally first and transfer only when you press the private-upload button.
Employee name or IDAge / DOBHome ZIPStateClassCoverage tierCurrent contributionsCurrent plan
Transfer the selected files privatelyThe files go directly into protected case storage—not through Outlook or ordinary email. Maximum 6 files, 12 MB each and 24 MB total.
Privacy: Do not include Social Security numbers, diagnoses, detailed claims or banking information unless specifically requested for the case.
05
Review and submit the quote request
Confirm the information and submit the request directly to The ICHRA Shop.
Privacy & quote authorization
Your request covers the benefits services you select. Sensitive analytics, research and AI processing require separate approval. Do not upload medical records, diagnoses, prescriptions, SSNs or banking details here.
Read full privacy, data & AI terms
Quote requests authorize only the requested benefits services. Census matching, medical or pharmacy data research, predictive scoring and AI processing require a separate project scope identifying the data, population, vendors, recipients, purpose and retention period. Do not submit medical records, diagnoses, prescriptions, Social Security numbers or banking information in this form.
Employer permission is not an individual HIPAA authorization and does not grant access to third-party health records. Before sensitive processing, the applicable legal basis, vendor data and matching rights, security controls and signed BAAs where required must be verified. No identifiable health information may be sent to public AI tools or used to train general-purpose models. Approved AI processing must be restricted to the documented purpose, access and retention terms, with human review.
Employer-facing predictive reports require at least 30 covered lives and aggregate results only. Small cells, rare conditions and combinations that could identify a person must be suppressed, including complementary cells where needed. Thirty lives and removing names alone do not establish HIPAA de-identification. Predictions are estimates, not diagnoses or guarantees, and must not be used for employment decisions or individual eligibility discrimination.
Cross-client benchmarking, public case studies and external research are not included automatically. They require separate written project approval, contractual rights and documented HIPAA de-identification where applicable. Identifiable research requires its own lawful pathway. No sale of identifiable health data or unrelated marketing use is authorized.
Privacy, security and data handling · Questions or prospective withdrawal of optional permission: brad@ichra.shop / 303-903-2054. Withdrawal does not undo prior lawful processing or required retention. A quote checkbox does not execute a BAA or certify HIPAA compliance.
After submission: We create a tracking reference and provide the authorized secure destination for census and plan files. Sensitive files are never attached to this website request.