Shop like you would anywhere else: search by need, compare your choices, add benefits to your package and see how your employer allowance applies.
Start with the people who need coverage and the monthly amount your employer provides. We will turn that into a clear medical-shopping brief before you add the rest of your benefits.
Enter the monthly amount provided by your employer. Explore each benefit in a Choice Benefits panel, add your selections and see what remains before completing enrollment.
Products and carriers vary by location, eligibility, underwriting and effective date.
Compare ACA individual medical plans, premiums and available Marketplace savings through the secure carrier shopping experience.
Enter the Choice medical store →Explore temporary medical coverage for certain gaps between comprehensive plans. Availability and permitted duration vary by state.
Compare Medicare Advantage, Medicare Supplement and prescription-drug options with personal guidance from a licensed ClearMatch insurance agent.
Explore Medicare options → Call 1-888-441-7521 (TTY 711) →Explore 24/7 On-Demand virtual care and One Medical membership options for ongoing primary care access.
Explore Amazon One Medical →Check whether same-day, in-home medical care is available in your location and appropriate for your needs.
Check availability →Request a remote second opinion from Stanford Medicine for an additional review of a diagnosis or treatment plan.
Request a second opinion →Access virtual orthopedic evaluation and treatment for common muscle, joint and bone conditions.
Explore MD Ortho →Explore direct primary care membership with same- and next-day appointments plus in-person and virtual care.
Explore Exemplar Care →Get a convenient online life insurance quote through Ethos.
Get a life quote →Compare dental plans and carrier choices available in your market.
Shop dental →Explore NCD dental plans with access to the MetLife PDP Plus network, a wide range of annual benefit options and day-one coverage on select services and plans.
Shop NCD Dental plans → Learn more about NCD →Review individual vision benefits and available plan options.
Shop vision →Explore benefits for covered accidents, urgent care and emergency treatment.
Shop accident →Explore coverage that pays benefits following covered major illnesses.
Shop critical illness →Compare plans that pay scheduled benefits for covered services or events.
Shop fixed indemnity →Shop dental, vision, life, accident, critical illness and voluntary benefits.
Shop on Lucie →Open an individual Fidelity health savings account to save, spend and invest for qualified medical expenses. HSA eligibility rules apply.
Open a Fidelity HSA →Compare health products that may be purchased with eligible HSA, FSA or HRA funds.
Visit Bene-Shop →Book a private meeting for help understanding and shopping benefits.
Book a meeting →AnthemKaiser PermanenteUnitedHealthcareOscar HealthAmbetterBlue Shield of CaliforniaBlue Cross and Blue Shield of OklahomaBlue Cross and Blue Shield of Illinois
Delta DentalNCD DentalVSPEyeMedFidelity HSAAntidote HealthGuardianMetLifePrincipalMutual of OmahaTransamericaAflacAllstate Benefits
See every selection together, how the employer allowance applies and the estimated amount remaining for the employee.
Add benefits above to build the final tally.
Follow your employer's plan and payment instructions. A payment card may be provided, or you may pay personally and submit eligible expenses for reimbursement.
Third-party links open provider websites. Availability, eligibility, underwriting, terms and reimbursement eligibility are determined by the provider and employer plan. Fidelity states that individual Fidelity HSAs offered through Fidelity.com have no account fees or minimums; investment and optional service expenses may still apply.