Your broker or team handles it
Keep the plan placement, employee meetings, enrollment coordination and ongoing support with your existing team.
QUOTE → MEASURE → PREDICT → DECIDE
One workforce.
Every funding option.
Choose a strategy. Add the support and employer essentials you need. Bring everything into one review.
- Strategy
- Support
- Documents
- Company & files
- Review
Planned employer budgetMonthly contributions + entered fees; annual support and document orders are separate.
Select a funding strategy for review, not a binding insurance election. Carrier rates and individual premiums require a proposal or live quote; no carrier rates are invented here. Do not double-count administration already included in a carrier proposal. Group availability, size, participation and underwriting are confirmed by our team. Employers of 2–100 may request level-funded review; eligibility varies by program.
Using group coverage and ICHRA together
Permitted employee classes can support different arrangements under current rules. This builder does not offer the same employee an unrestricted group/ICHRA election. A blended strategy needs a separate class and compliance review.
Add setup & enrollment support.
The ICHRA Shop supports your launch
Employer setup guidance, enrollment meetings, licensed enrollment assistance, carrier coordination and ongoing service within the agreed annual scope.
$30 × benefits-eligible employees × 12 months.
$2,500 annual minimum. Billed annually.
Same guided-support schedule used for Instant CHOICE. This service fee is separate from premiums, platform/TPA administration, document purchases, filings, taxes and any separately agreed broker compensation. State licensing, appointments and scope are confirmed before services begin. Custom groups or complex projects may need a revised scope.
Build your employer essentials.
ALE status uses prior-year full-time equivalents and aggregation rules—not simply this census count. Selections below are optional order requests, not a determination that each service is legally required. Nothing is preselected.
POP and POP with HSA are alternatives. ICHRA documents already included in your administrator’s package should not be purchased twice. A Wrap/SPD does not replace the underlying self-funded plan document or TPA/stop-loss contracts. Filing obligations, state requirements and ERISA exemptions are reviewed before fulfillment.
Browse the full employer essentials store ↗ONE COMPLETE HANDOFF
Add the employer. Attach the proposal.
Upload the carrier proposal or renewal, census and existing documents for review. Selection here does not bind coverage or send invitations.
Everything in one place.
Submit for proposal verification, service scope and a combined invoice. No charge is collected here. Payment does not activate insurance; the carrier must accept enrollment and confirm required premium payment. Do not upload individual health records or banking details.
Your next steps are connected.
Status: request received. Payment, carrier acceptance and employee enrollment are not yet confirmed.
Your entries remain in this tab until submitted. Private records go through the designated intake; no medical research or predictive analysis is authorized by this request.