Learn About CHOICE Plans
What an Individual Coverage HRA is, why the CHOICE name matters, how employer contributions work and what employees should expect.
Read the CHOICE guide →The ICHRA Shop knowledge center
ICHRA insight built for real employer decisions.
Understand CHOICE Arrangements, compare costs, test affordability, organize compliance and give employees a better enrollment experience.
Start here
Practical CHOICE Arrangement resources
Compare current cost with defined contributions
Turn current medical and other-benefit spending into PEPM figures, model allowances and request a census-based analysis.
Build an employer analysis →ICHRA and Family Glitch tools
Estimate employer cost, age-banded contributions and potential employee or dependent affordability considerations.
Open the cost tools →ICHRA compliance documents
See the plan document, notice, authorization, enrollment and annual-administration categories that support a launch.
Open the Compliance Center →Shop, enroll and get human help
Connect employer allowances with medical, dental, vision, life, HSA and voluntary-benefit shopping.
Visit the Benefits Shopping Marketplace →Broker CHOICE resources
Submit a group, model costs, add a disclosed annual fee and request a secure census-based quote.
Open the Broker Center →Original market intelligence
Beyond generic ICHRA explanations.
The ICHRA Shop studies individual-market rates, carrier participation, networks, affordability, geography, employer contributions and administrator capabilities. These insights help employers and brokers evaluate where CHOICE Arrangements may create value—and where a different strategy may be stronger.
State market reports
Individual-market conditions and employer opportunity.
Individual-market conditions and employer opportunity.
Administrator intelligence
Independent comparisons of platforms, service and connectivity.
Independent comparisons of platforms, service and connectivity.
Risk and renewal analytics
Better visibility into the forces behind employer healthcare cost.
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