:root{--navy:#082d50;--teal:#14aaa5;--gold:#f4bd3b;--ink:#10273d;--mist:#eef8f7;--white:#fff;--line:#cee1e1;--muted:#557087}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.55}a{color:inherit}.top{background:var(--navy);color:#fff;font-size:.88rem;text-align:center;padding:.45rem}.nav{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;max-width:1180px;margin:auto;padding:1rem 1.25rem}.brand{text-decoration:none;font-weight:900;color:var(--navy);font-size:1.35rem}.brand span{color:var(--teal)}.links{display:flex;gap:1.1rem;align-items:center;flex-wrap:wrap}.links a{text-decoration:none;font-weight:700;font-size:.92rem}.btn{display:inline-block;background:var(--navy);color:#fff!important;text-decoration:none;border:0;border-radius:8px;padding:.8rem 1.15rem;font-weight:800;cursor:pointer}.btn.teal{background:var(--teal)}.btn.ghost{background:#fff;color:var(--navy)!important;border:1px solid var(--line)}.hero{background:linear-gradient(120deg,var(--navy),#0b466d);color:#fff;padding:5.5rem 1.25rem}.wrap{max-width:1120px;margin:auto}.hero-grid,.split{display:grid;grid-template-columns:1.2fr .8fr;gap:3rem;align-items:center}.eyebrow{color:var(--teal);font-weight:900;text-transform:uppercase;letter-spacing:.1em;font-size:.8rem}.hero h1{font-size:clamp(2.5rem,6vw,5rem);line-height:1.03;margin:.4rem 0 1rem;max-width:850px}.hero p{font-size:1.2rem;max-width:720px;color:#dcebf4}.human-card{background:#fff;color:var(--ink);border-radius:20px;padding:1.6rem}.human-card h2{margin-top:0}.section{padding:4.5rem 1.25rem}.section.soft{background:var(--mist)}.section.dark{background:var(--navy);color:#fff}.section h1,.section h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.1;margin:.2rem 0 1rem}.lead{font-size:1.15rem;color:var(--muted);max-width:760px}.dark .lead{color:#dcebf4}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;margin-top:2rem}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.5rem;box-shadow:0 8px 30px #082d5010}.card .num{width:2.3rem;height:2.3rem;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:var(--navy);font-weight:900}.card h3{font-size:1.35rem;margin:.8rem 0}.card p{color:var(--muted)}.dark .card{color:var(--ink)}.actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.4rem}.stat{border-left:4px solid var(--teal);padding-left:1rem;margin:1rem 0}.form{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.5rem}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:1rem}label{display:block;font-weight:800;margin:.5rem 0 .25rem}input,select{width:100%;padding:.75rem;border:1px solid #a8c0cb;border-radius:7px;font:inherit}.result{margin-top:1rem;padding:1rem;background:var(--mist);border-radius:10px;font-weight:800}.details{border:1px solid var(--line);border-radius:12px;background:#fff;margin:.75rem 0}.details summary{cursor:pointer;padding:1rem;font-weight:900}.details>div{padding:0 1rem 1rem}.checklist{columns:2;gap:2rem}.checklist label{font-weight:500;break-inside:avoid;padding:.35rem 0}.market-card a{color:var(--teal);font-weight:900}.footer{background:#061f37;color:#dcebf4;padding:3rem 1.25rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem}.footer a{color:#fff}.note{font-size:.84rem;color:var(--muted)}@media(max-width:850px){.hero-grid,.split,.grid2,.footer-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr}.links a:not(.btn){display:none}.hero{padding:3.5rem 1.25rem}.checklist{columns:1}}