Medical Insurance
Compare individual and family health insurance options through our Quotit enrollment marketplace.
Shop Medical PlansBuilt for CHOICE Arrangements
One marketplace. Every benefit. Better decisions.
Choice Benefits brings health coverage, voluntary benefits, AI-powered guidance and mobile enrollment together in one connected employee experience.
From The ICHRA Shop: benefits expertise meets modern technology.
Welcome back, Taylor
Your benefits, all in one place
Available benefit balance$725.00Monthly
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Health◉
Dental◇
Vision♡
Life＋
VoluntaryAI
Ask JanetWhat is a CHOICE Arrangement?
A CHOICE Arrangement is our employer-friendly approach to an Individual Coverage Health Reimbursement Arrangement (ICHRA). The employer sets a defined monthly contribution, eligible employees choose individual health coverage that fits their needs, and the arrangement reimburses qualified premiums and expenses according to the formal plan. It replaces one-size-fits-all group coverage with employer-funded choice.
Employer setup
Create your contribution strategy in minutes.
Build a clear first draft before your consultation. No employee health information is requested.
- Enter basic company details
- Choose an effective date
- Set contribution amounts
- Review the projected employer budget
- Book the final setup consultation
Benefits marketplace
Build the coverage package that fits your life.
Shop medical coverage and additional benefits through our trusted enrollment partners. Each button opens the correct marketplace in a new window.
Protect the people you love with Life Insurance
Explore straightforward life insurance coverage through Ethos Life and apply online.
Get a Life Insurance QuoteDental & Vision
Shop dental and vision coverage designed to complement your medical benefits.
Shop Dental & VisionShort-Term Medical
Review short-term medical insurance options for temporary coverage needs.
Shop Short-Term PlansCritical Illness & Cancer
Explore supplemental coverage for qualifying critical illness and cancer events.
Shop CoverageAccident Insurance
Compare coverage that can help with eligible expenses following an accident.
Shop Accident PlansFixed Indemnity
Review fixed-benefit plans that pay set amounts for covered medical services or events.
Shop Fixed IndemnityMore Benefit Options
Explore additional benefit choices through the Lucie Health marketplace.
Explore More BenefitsPlan availability, eligibility and terms vary. Review carrier and enrollment-partner information before applying.
Not sure where to begin?
Book a Choice Arrangements conversation and let us help you identify your next step.
The complete Choice Benefits experience
Five connected capabilities turn a health reimbursement arrangement into a benefit employees can understand, choose and use.
AI Benefits Assistant
Personalized, 24/7 guidance that helps employees understand coverage and make informed benefit decisions.
Voluntary Benefits
Dental, vision, life, disability and supplemental benefits alongside individual health coverage.
Employee Enrollment
A guided experience for comparing plans, reviewing options and completing benefit selections confidently.
Mobile Application
Benefits, balances and support available wherever employees work and whenever questions arise.
Product Demonstrations
See the connected platform in action and explore how it can support your organization or clients.
Meet Janet
Benefits guidance that moves employees forward.
Janet, the Choice Benefits AI Assistant, turns complicated benefit information into clear, personalized next steps—from common questions to coverage decisions.
See the AI Assistant✓
Personalized answersGuidance grounded in the benefits available to each workforce.
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Connected decisionsHealth plans and voluntary benefits considered as one package.
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Available around the clockSupport employees beyond office hours and enrollment meetings.
Employee experience
From allowance to enrollment—without the fragmentation.
Employees move through one coherent experience: understand the employer contribution, compare health coverage, add voluntary benefits and access ongoing support.
Know the benefit
Clear communication explains what the employer provides and how employees can use it.
Evaluate coverage
Employees consider premiums, networks, prescriptions and financial exposure.
Build the package
Health insurance and additional benefits come together around individual needs.
Complete selections
A guided path reduces confusion and helps employees finish enrollment.
Stay supported
Mobile access and AI guidance keep the experience useful throughout the year.
See Choice Benefits in action.
Explore the benefits marketplace, AI assistant, enrollment experience and mobile application in a personalized product demonstration.
Schedule Your Demonstration