.tool-hero{padding:4rem 1.25rem}.tool-title{display:flex;justify-content:space-between;align-items:end;gap:1.5rem;margin-bottom:1.5rem}.tool-title h2{margin:.25rem 0}.tool-money{display:grid;grid-template-columns:auto 1fr auto;align-items:center;border:1px solid #a8c0cb;border-radius:9px;padding:0 .75rem;margin-bottom:.8rem;background:#fff}.tool-money input{border:0;font-size:1.3rem;font-weight:900}.tool-money span{font-size:.78rem;color:var(--muted)}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:.65rem}.mini-grid label{background:var(--mist);border-radius:9px;padding:.6rem}.mini-grid input{background:#fff;margin-top:.25rem}.tool-result{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.5rem;box-shadow:0 12px 35px #082d5010}.tool-result>span{display:block;color:var(--teal);font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;font-weight:900}.tool-result>strong{display:block;color:var(--navy);font-size:clamp(2rem,4vw,3.4rem);line-height:1.05;margin:.6rem 0 1.2rem}.tool-result>div{display:flex;justify-content:space-between;gap:1rem;padding:.65rem 0;border-top:1px solid var(--line)}.dark-result{background:linear-gradient(145deg,var(--navy),#0b5266);color:#fff}.dark-result>strong{color:var(--gold)}.dark-result>div{border-color:#ffffff2a}.split-explainer{display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem;margin:1rem 0}.split-explainer article{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1rem}.split-explainer strong,.split-explainer span{display:block}.split-explainer strong{color:var(--teal);margin-bottom:.25rem}@media(max-width:850px){.tool-title{align-items:flex-start;flex-direction:column}.tool-title .btn{width:100%;text-align:center}.mini-grid,.split-explainer{grid-template-columns:1fr}.tool-money span{font-size:.7rem}}