.builder-head{padding-bottom:2.4rem}.builder-head .lead{color:#dcebf4;max-width:850px}.builder-promise{display:flex;gap:.7rem;flex-wrap:wrap;margin-top:1.4rem}.builder-promise strong{padding:.55rem .8rem;border:1px solid #ffffff42;border-radius:999px;background:#ffffff10}.builder-section{background:#f4f9fa;padding-top:2.5rem}.builder-intro{display:flex;justify-content:space-between;gap:2rem;align-items:end;margin-bottom:1.5rem}.builder-intro h2{margin-bottom:.4rem}.builder-intro p{max-width:750px;margin:0;color:var(--muted)}.builder-badge{background:var(--navy);color:#fff;border-radius:16px;padding:1rem 1.3rem;min-width:210px}.builder-badge span,.builder-badge small{display:block}.builder-badge strong{font-size:2.2rem;color:var(--gold)}.benefits-builder{display:grid;grid-template-columns:1.15fr .85fr;background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:0 18px 50px #082d5012}.builder-inputs{padding:1.6rem}.input-step{display:grid;grid-template-columns:42px 1fr;gap:1rem;padding:1.1rem 0;border-bottom:1px solid var(--line)}.input-step:last-child{border-bottom:0}.input-step>span{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--mist);color:var(--teal);font-weight:900}.input-step label{font-size:1rem;margin:0 0 .55rem}.money-input{display:grid;grid-template-columns:auto 1fr auto;align-items:center;border:1px solid #a8c0cb;border-radius:9px;padding:0 .8rem}.money-input input{border:0;font-size:1.35rem;font-weight:900}.money-input em{font-style:normal;color:var(--muted);font-weight:700}.contribution-range{padding:0;accent-color:var(--teal)}.range-labels{display:flex;justify-content:space-between;align-items:center;gap:.7rem;font-size:.8rem;color:var(--muted)}.range-labels span{display:grid}.range-labels strong{font-size:1rem;color:var(--navy);background:#fff3cf;border-radius:999px;padding:.35rem .7rem}.microcopy{font-size:.78rem;color:var(--muted);margin:.6rem 0 0}.builder-results{background:linear-gradient(145deg,#082d50,#0b5266);color:#fff;padding:2rem;display:flex;flex-direction:column;justify-content:center}.result-kicker{text-transform:uppercase;letter-spacing:.12em;color:#5be0da;font-size:.78rem;font-weight:900}.money-result{margin:1rem 0;padding:1.3rem 0;border-top:1px solid #ffffff2c;border-bottom:1px solid #ffffff2c}.money-result span,.money-result small{display:block}.money-result strong{display:block;font-size:clamp(2.3rem,5vw,4.4rem);line-height:1;color:var(--gold);margin:.4rem 0}.allocation{display:grid;grid-template-columns:1fr 1fr;gap:.7rem}.allocation>div{background:#ffffff10;border-radius:12px;padding:.85rem}.allocation span,.allocation b{display:block}.allocation span{font-size:.78rem;color:#dcebf4}.result-note{margin-top:1rem;color:#dcebf4}.reinvest-panel{display:grid;grid-template-columns:.75fr 1.25fr;gap:2rem;margin:1.5rem 0;background:#fff;border:1px solid var(--line);border-radius:20px;padding:1.5rem}.reinvest-copy p{color:var(--muted)}.benefit-inputs{display:grid;grid-template-columns:1fr 1fr;gap:.65rem}.benefit-inputs label{display:flex;align-items:center;justify-content:space-between;gap:.5rem;border:1px solid var(--line);border-radius:10px;padding:.65rem .8rem;margin:0}.benefit-inputs label>span{display:flex;align-items:center;gap:.3rem;color:var(--muted);font-size:.8rem}.benefit-inputs input{width:72px;padding:.4rem;text-align:right;font-weight:900}.before-after{display:grid;grid-template-columns:1fr auto 1fr 1.08fr;gap:1rem;align-items:stretch;margin:1.5rem 0}.before-after article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.3rem}.before-after article>span{font-size:.75rem;text-transform:uppercase;letter-spacing:.1em;color:var(--teal);font-weight:900}.before-after h3{margin:.35rem 0}.before-after article>strong{display:block;font-size:1.45rem}.shift-arrow{display:grid;place-items:center;font-size:2rem;color:var(--teal)}.benefit-bar,.stacked-bar{height:14px;border-radius:99px;background:#dcebed;overflow:hidden;margin:.9rem 0}.today-bar i{display:block;width:100%;height:100%;background:var(--navy)}.stacked-bar{display:flex}.stacked-bar i:first-child{background:var(--teal)}.stacked-bar i:last-child{background:var(--gold)}.impact-card{background:var(--navy)!important;color:#fff}.impact-card h3{color:#fff}.impact-card strong{color:var(--gold)}.impact-card small{color:#dcebf4}.five-year{background:#fff;border:1px solid var(--line);border-radius:20px;padding:1.5rem;margin-top:1.5rem}.year-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:.65rem;margin-top:1rem}.year{border-top:4px solid var(--teal);background:var(--mist);border-radius:10px;padding:.8rem}.year span,.year small{display:block;color:var(--muted)}.year strong{font-size:1.25rem}.compliance-path{margin:1.5rem 0;border-left:5px solid var(--gold);background:#fff8e2;border-radius:12px;padding:1rem 1.2rem}.compliance-path strong,.compliance-path span{display:block}.builder-actions{display:flex;gap:.8rem;flex-wrap:wrap}.legacy-employer-content{display:none}@media(max-width:850px){.builder-intro,.benefits-builder,.reinvest-panel,.before-after{grid-template-columns:1fr}.builder-intro{align-items:start}.builder-badge{min-width:0}.benefit-inputs{grid-template-columns:1fr}.shift-arrow{transform:rotate(90deg)}.year-grid{grid-template-columns:1fr 1fr}.allocation{grid-template-columns:1fr}.range-labels strong{font-size:.85rem}}